PGM accepts mainland customers who are between the ages of 16 and 80 to open an account. To the elderly in the age of 65 to 74 years old, the user needs to agree to sign the [Risk Disclosure] agreement; to the elderly in the age of 75 to 80 years old, the user needs to sign the [Risk Disclosure] agreement with the commissioned witness; if also a high-risk area to open an account, you need to sign the [High Risk Agreement] and [Risk Disclosure] in order to normal use of the account of all the functions.